Structural Flaws in Financial System Cause Crisis

Structural Flaws in Financial System Cause Crisis

Table of Contents

Order ID# 45178248544XXTG457	Plagiarism Level: 0-0.5%	Writer Classification: PhD competent
Style: APA/MLA/Harvard/Chicago	Delivery: Minimum 3 Hours	Revision: Permitted
Sources: 4-6	Course Level: Masters/University College	Guarantee Status: 96-99%

Instructions

Structural Flaws in Financial System Cause Crisis

The 2008 financial crisis was caused by a combination of factors, including structural flaws in the financial system. One of the major causes was the proliferation of risky mortgage products, such as subprime mortgages, which were issued to borrowers with poor credit histories. These mortgages were then packaged into complex securities, known as mortgage-backed securities, and sold to investors around the world.

Another factor that contributed to the crisis was the widespread use of leverage, or borrowing, by financial institutions. Many banks and other financial firms took on large amounts of debt in order to invest in the housing market and other risky assets. When the value of these assets began to decline, these institutions were left with large losses and were unable to meet their debt obligations.

Additionally, there were inadequate regulations and oversight of the financial system, which allowed many of these risky practices to occur. For example, rating agencies, which are supposed to provide independent evaluations of securities, were found to have given high ratings to many of the mortgage-backed securities that later failed.

The crisis also highlighted the interconnectedness of the global financial system, as the problems in the US housing market spread to financial institutions and economies around the world. This was due to the fact that many banks and other financial firms held large amounts of these risky assets on their balance sheets, and when they began to lose value, it caused a domino effect of defaults and bankruptcies.

The crisis also had a severe impact on the real economy, as many businesses and households were unable to access credit and consumer spending and investment collapsed. This led to a severe recession that lasted several years.

In conclusion, the 2008 financial crisis was caused by a combination of factors, including structural flaws in the financial system, risky mortgage products, widespread use of leverage, inadequate regulations and oversight, and interconnectedness of the global financial system. It had severe consequences for the economy and highlighted the need for stronger regulations and oversight of the financial system.

RUBRIC
Excellent Quality 95-100%	Introduction 45-41 points The background and significance of the problem and a clear statement of the research purpose is provided. The search history is mentioned.		Literature Support 91-84  points The background and significance of the problem and a clear statement of the research purpose is provided. The search history is mentioned.			Methodology 58-53 points Content is well-organized with headings for each slide and bulleted lists to group related material as needed. Use of font, color, graphics, effects, etc. to enhance readability and presentation content is excellent. Length requirements of 10 slides/pages or less is met.
Average Score 50-85%	40-38 points More depth/detail for the background and significance is needed, or the research detail is not clear. No search history information is provided.		83-76  points Review of relevant theoretical literature is evident, but there is little integration of studies into concepts related to problem. Review is partially focused and organized. Supporting and opposing research are included. Summary of information presented is included. Conclusion may not contain a biblical integration.			52-49  points Content is somewhat organized, but no structure is apparent. The use of font, color, graphics, effects, etc. is occasionally detracting to the presentation content. Length requirements may not be met.
Poor Quality 0-45%	37-1 points The background and/or significance are missing. No search history information is provided.		75-1 points Review of relevant theoretical literature is evident, but there is no integration of studies into concepts related to problem. Review is partially focused and organized. Supporting and opposing research are not included in the summary of information presented. Conclusion does not contain a biblical integration.			48-1 points There is no clear or logical organizational structure. No logical sequence is apparent. The use of font, color, graphics, effects etc. is often detracting to the presentation content. Length requirements may not be met
You Can Also Place the Order at www.perfectacademic.com/orders/ordernow or www.crucialessay.com/orders/ordernow Structural Flaws in Financial System Cause Crisis

Structural Flaws in Financial System Cause Crisis

PLACE THE ORDER WITH US TODAY AND GET A PERFECT SCORE!!!