Defending Against Phishing Scams in Online Transactions

Defending Against Phishing Scams in Online Transactions

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Defending Against Phishing Scams in Online Transactions

Phishing scams are a common form of online fraud that attempt to trick individuals into providing sensitive information such as login credentials, financial information, or personal data. These scams can take many forms, including fake websites, emails, text messages, and phone calls. It is important to take steps to protect yourself from phishing scams when conducting online transactions.

One of the most effective ways to defend against phishing scams is to be aware of the different types of scams that exist. This includes understanding the various tactics that scammers use, such as creating fake websites that look like legitimate sites, sending emails that appear to be from a trustworthy source, or using social engineering tactics to gain access to sensitive information.

Another important step is to use strong and unique passwords for all of your online accounts. Avoid using the same password for multiple accounts, and use a combination of letters, numbers, and special characters to make it more difficult for hackers to guess. Additionally, use two-factor authentication whenever possible, as this adds an extra layer of security to your accounts.

When conducting online transactions, always be sure to verify the authenticity of the website or company you are dealing with. Look for the padlock icon and “https” in the URL, as these are indicators that the site is secure. Also, be wary of clicking on links in emails or text messages that ask for personal information, as these may lead to fake websites designed to steal your information.

It is also important to monitor your financial accounts regularly to ensure that there are no unauthorized transactions or activities. This includes checking your bank and credit card statements, as well as keeping an eye out for any suspicious emails or text messages that may indicate that your information has been compromised.

If you do suspect that you have been the victim of a phishing scam, it is important to act quickly. This includes contacting your financial institution or credit card company, changing your passwords, and monitoring your accounts for any suspicious activity. Additionally, you should file a complaint with the Federal Trade Commission (FTC) and the Internet Crime Complaint Center (IC3) to alert them of the scam.

Finally, it is important to stay informed about the latest phishing scams and the tactics used by scammers. This can include subscribing to security newsletters or following online resources that provide information on the latest threats. By staying informed and taking proactive steps to protect yourself, you can help to reduce the risk of falling victim to a phishing scam.

In summary, Phishing scams are a common form of online fraud that attempt to trick individuals into providing sensitive information such as login credentials, financial information, or personal data. To defend against phishing scams, it is important to be aware of the different types of scams that exist, use strong and unique passwords, verify the authenticity of the website or company, monitor your financial accounts regularly, act quickly if you suspect a scam, file a complaint with the FTC and IC3, and stay informed about the latest phishing scams and tactics used by scammers.

RUBRIC
Excellent Quality 95-100%	Introduction 45-41 points The background and significance of the problem and a clear statement of the research purpose is provided. The search history is mentioned.		Literature Support 91-84  points The background and significance of the problem and a clear statement of the research purpose is provided. The search history is mentioned.			Methodology 58-53 points Content is well-organized with headings for each slide and bulleted lists to group related material as needed. Use of font, color, graphics, effects, etc. to enhance readability and presentation content is excellent. Length requirements of 10 slides/pages or less is met.
Average Score 50-85%	40-38 points More depth/detail for the background and significance is needed, or the research detail is not clear. No search history information is provided.		83-76  points Review of relevant theoretical literature is evident, but there is little integration of studies into concepts related to problem. Review is partially focused and organized. Supporting and opposing research are included. Summary of information presented is included. Conclusion may not contain a biblical integration.			52-49  points Content is somewhat organized, but no structure is apparent. The use of font, color, graphics, effects, etc. is occasionally detracting to the presentation content. Length requirements may not be met.
Poor Quality 0-45%	37-1 points The background and/or significance are missing. No search history information is provided.		75-1 points Review of relevant theoretical literature is evident, but there is no integration of studies into concepts related to problem. Review is partially focused and organized. Supporting and opposing research are not included in the summary of information presented. Conclusion does not contain a biblical integration.			48-1 points There is no clear or logical organizational structure. No logical sequence is apparent. The use of font, color, graphics, effects etc. is often detracting to the presentation content. Length requirements may not be met
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